How Much Do You Spend on Kids' Birthday Parties?
US News gives some alternatives to pricey kids' birthday parties. This piece made me wonder -- just how much do people spend on birthday parties for their kids? We have some friends that go totally overboard and others that seem to pass them by without much fanfare. Here's what we do:

Category: Personal Finance Tags:
Moved For Financial Reasons? Share Your Story.
Have you moved for financial reasons?
Where did you move to? Where did you move from? How did you decide?
Larger income? Better job for similar income? Lower housing costs? Something else?
Share your story in the comments below!

Category: Personal Finance Tags:
What Cities Are People Moving To For Financial Reasons?
This post has been revised with new info and added to my Expense Reduction Guide: Housing.
Although it takes considerable effort, nearly 40 million Americans move every year. Now, the reasons for all these moves are not all financial, but you can improve your financial situation drastically by moving. You might increase your income, decrease your housing costs, or decrease your tax bill.

Category: Personal Finance Tags:
Worst Money Advice Ever
MSN Money lists six stories of people telling the worst financial advice they ever received. Here are the stories with my thoughts on each:
"About 10 years ago an old accountant advised we cash in a substantial 401k plan to pay off credit card debt, instead of instituting a plan to pay it off over time and learn how to spend and save at the same time."

Category: Personal Finance Tags:
Free Money Finance March Money Madness, Round 1, Posts 5-8
Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.)

Category: Personal Finance Tags:
Use Public Transportation (38/365)
When I was in college – and for the first several months of my post-college career – I was an avid user of public transportation. I would ride the bus to work every day like clockwork.
For many semesters, I would catch a bus at about 7:48 AM or so. It deposited me right in front of one of the buildings where I would have a class at 8 AM at between 7:55 and 7:58 AM, giving me just enough time to stroll into the classroom, sit down, and open my notebook just as the professor began talking.

Category: Personal Finance Tags:
Own Your Investments, Rent Your Fun
I’m not sure where I first heard it, but whenever I get the urge to “invest” in a lake place, or do something similarly extravagant, I always fall back on this saying:
“Own your investments and rent your fun.”
I’ve mused in the past about buying a vacation home, but the harsh reality is that such endeavors are rarely as wonderful as you’d expect.

Category: Personal Finance Tags:
Tricky Tactics by Mutual Funds
We've talked a lot about index fund investing and, specifically, how they beat most actively managed funds over a long period of time once costs are deducted from returns. As well as they do, Wise Bread thinks index funds probably beat more actively managed funds than is generally accepted because of some

Category: Personal Finance Tags:
The Simple Dollar Weekly Roundup: Marriage Advice Edition
If I had to give someone advice on how to keep a marriage in good shape, here’s what it would be.

Category: Personal Finance Tags:
Where Do You Stand on These Financial Ratios?
Dough Roller lists a set of financial ratios and gives guidelines on where each of us should stand in relation to them. These can be used as a sort of financial check-up to see if you're on track.

Category: Personal Finance Tags:
Is Retirement Just Too Dang Risky?
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks.

Category: Personal Finance Tags:
Straight Talk SIM Card + iPhone 4S = $45 Unlimited Prepaid Plan
Can you finally get the iPhone 4 and iPhone 4S on a cheap prepaid plan without hacking your phone? Straight Talk, a prepaid MVNO that is a joint venture between Tracfone and Wal-mart, is now offering the ability to buy Straight Talk SIM cards that you can pop into any AT&T-compatible, T-Mobile-compatible, or unlocked phone.
TD Ameritrade Online Cash Services $200 Bonus
It looks like TDA is following the trend of combining checking account features with their traditional brokerage accounts. If you have a TD Ameritrade account, this looks like a pretty easy $200 bonus score.

Category: Personal Finance Tags:
Heartstrings and Pursestrings
Consider Valentine’s Day. Is there any holiday known to man and woman that brings into greater conflict the heartstrings and purse strings?
You want to express your inner most feelings for your sweetie in the gift you choose, but doing so may require you break the bank. And that could be counter-productive. Who wants a penniless pauper as his or her main squeeze?

Category: Personal Finance Tags:
Do You Plan to Move When You Retire?
Kiplinger recently had a piece saying people should stay put when they retire. In other words, don't look to move to Florida or Arizona -- simply keep living in the same city (even the same house) that you lived in pre-retirement.

Category: Personal Finance Tags:
Practice Good Gas Conservation Habits (37/365)
One of the fun things about my wife’s car is that it has a constant readout of the miles per gallon on the dashboard. It lets you know what your miles per gallon over the last five minutes is, the mpg of your entire trip, as well as your estimated miles per gallon right at that moment.
The data it produces is really accurate. We’ve measured this ourselves by checking the gas mileage manually by calculating it from the odometer and gas receipts and comparing it to the data in the car.

Category: Personal Finance Tags:
Profitable and Unprofitable Grad Degrees
We've talked a lot about the value of a college degree, but lately I'm been focusing on posts and articles that try to ascertain the "profitability" of a degree -- basically the increased income from the degree less the cost of it (including lost income while studying.)

Category: Personal Finance Tags:
Citibank to Issue Credit Cards in China
Here’s an interesting development in the world of finance… Citibank has apparently gained approval to issue a credit card in China. This makes Citi the first non-Asian bank to enter the market.
Citi has actually had a co-branded credit card in China since 2004, but those cardholders are technically customers of Shanghai Pudong Development Bank. Elsewhere in Asia, Citi has 16M credit card customers, but China…
Wow, what a huge market.

Category: Personal Finance Tags:
Help Out with a Study on Finances
The other day I received an email from Utpal Dholakia from Rice University. It is as follows:
I am a management professor at Rice University in Houston, Texas. I conduct research on financial decision making and specifically, how to get individuals to make good financial decisions. Please see examples of media coverage of my research here:

Category: Personal Finance Tags:
Following the Time Trail and Downgrading Subscriptions
In the past few months, we’ve ended our subscription to GameFly, reduced our subscription to Netflix to streaming-only, stopped receiving four magazines, and given away or sold a bunch of items around our household.
At first glance, one might think we were going through some sort of economic crisis. After all, this is the exact same kind of cutting back that I regularly suggest to people who are finding themselves in a financial pinch.

Category: Personal Finance Tags:
Navigation
Tag Cloud
Popular Today
- 5The Simple Dollar Weekly Roundup: Marriage Advice Edition
- 5Free Money Finance March Money Madness, Round 1, Posts 5-8
- 5Use Public Transportation (38/365)
- 5Worst Money Advice Ever
- 5How Much Do You Spend on Kids' Birthday Parties?
- 5What Cities Are People Moving To For Financial Reasons?
- 5Moved For Financial Reasons? Share Your Story.
- 3Tricky Tactics by Mutual Funds
- 2Own Your Investments, Rent Your Fun
- 1Where Do You Stand on These Financial Ratios?
