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Show AND Tell: How to Raise Financially Responsible Kids

http://www.fivecentnickel.com

This is a guest post from WellHeeled of the Well Heeled Blog. If you like what you see here, please consider subscribing to her RSS feed or following her on Twitter.

 
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Created by pssswise 3 hours 13 min ago – Made popular 2 hours 29 min ago
Category: Personal Finance   Tags:
5

Having a Bad Credit Score Can Cost You $200k

http://www.freemoneyfinance.com

Here's a piece from MSN Money that says the lifetime cost of bad credit is over $200,000. They detail how they got to this number, but the short version is that if you have a bad credit score you end up paying more for all sorts of things -- mortgages (where half the $200k costs lie), auto loans, credit cards, home equity loans -- basically whenever you borrow money.

 
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Created by 9876swing 3 hours 26 min ago – Made popular 2 hours 4 min ago
Category: Personal Finance   Tags:
6

Feds offer help to Homeowners Facing Foreclosure

http://millionairenowbook.blogspot.com

Tighter Requirements for FHA Loans Loom - It's about to get tougher to qualify for a FHA mortgage. The FHA is adding more-stringent lending requirements and higher fees borrowers must pay to get the federally-insured loans. Beginning this spring, the FHA will raise mortgage insurance fees that borrowers must pay, cap the amount of cash that sellers can contribute for closing costs and require higher down payments for the borrowers with poor credit scores.

 
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Created by up1Level 14 hours 13 min ago – Made popular 13 hours 29 min ago
Category: General Market   Tags:
4

Reader Mailbag: Time

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The more of life I experience, the more I realize that the most valuable thing a person has in their life is time. The cost of a book is trivial compared to the value of the time spent reading it. The cost of raising a child in terms of dollars is far less than the value of the time spent rearing the children.

Time is the one thing I wish I had more of.

 
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Created by 12monkeys 22 hours 28 min ago – Made popular 22 hours 4 min ago
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1

Four Good Ways to Maintain Good Savings Habits After the Recession

http://www.fivecentnickel.com

This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive.

Many people got religion about saving money during the recent recession. This reversed a trend of steadily climbing U.S. debt burdens–or is it just a temporary pause in that trend?

 
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Created by Institution1 2 days 51 min ago – Made popular 2 days 29 min ago
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5

Mortgage “Half” Payments: How Much Do They Save?

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One frequent question I’m often asked is whether or not paying half of a mortgage payment twice a month versus paying a full mortgage payment once a month is actually worthwhile.

Let’s say, for example, you’re in the situation that Paul, one of my readers who wrote in recently, finds himself in. He just took out a $219,000 mortgage. His monthly payment on that mortgage is $1,300.89. Paul wants to know whether paying half of the mortgage twice a month will save him a significant amount.

 
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Created by giveortake 3 days 2 hours ago – Made popular 3 days 2 hours ago
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5

Saving Money on Car Insurance?

http://www.fivecentnickel.com

Our homeowners insurance (and now life insurance) agent gave called last week. He wanted to see if we would let him price an auto insurance policy for us as “rates have gotten more competitive.” He seems determined to get us to use him for all our insurance needs. I told him that would be fine; we’re always trying to get a good deal.

 
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Created by beet 3 days 2 hours ago – Made popular 3 days 2 hours ago
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5

Reader Mailbag: The Nascent Musician

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My two year old daughter is showing a tremendous nascent interest in making music. She sings constantly. She uses her hands as percussion all the time on her knees, on the table, and anywhere else she can use them. She climbs up to our keyboard and attempts to play songs.

 
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Reader Story: How I Paid Off $18,000 in Student Loans While Still in Graduate School

http://www.getrichslowly.org

This guest post from Andrea is part of the new “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others will be examples of how a GRS reader achieved financial success — or failure.

 
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Created by terry1970 5 days 10 min ago – Made popular 4 days 23 hours ago
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2

Living Like No One Else

http://www.getrichslowly.org

This post is from GRS staff writer April Dykman.

I’ve been thinking a lot lately about a quote from J.D.’s review of The Total Money Makeover:

 
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Created by Pittstrader 1 week 4 hours ago – Made popular 1 week 3 hours ago
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