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Help a Reader: House and Debt Decisions

http://www.freemoneyfinance.com

Here's an email I recently received from a reader:

 
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sthgood's picture
Created by sthgood 3 hours 53 min ago – Made popular 3 hours 3 min ago
Category: Personal Finance   Tags:
5

How Do I Compare Costs from One Furnace to Another?

http://www.freemoneyfinance.com

As you know, we got a new, high-efficiency furnace last fall. Once winter is over here (which is the end of April, unfortunately), I'd like to do a cost comparison to see if the new furnace saved us money versus the old on we had last year, and if it did, how much it saved us.

 
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Whip123's picture
Created by Whip123 10 hours 23 min ago – Made popular 9 hours 39 min ago
Category: Personal Finance   Tags:
4

Reader Mailbag: Time

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The more of life I experience, the more I realize that the most valuable thing a person has in their life is time. The cost of a book is trivial compared to the value of the time spent reading it. The cost of raising a child in terms of dollars is far less than the value of the time spent rearing the children.

Time is the one thing I wish I had more of.

 
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12monkeys's picture
Created by 12monkeys 10 hours 3 min ago – Made popular 9 hours 39 min ago
Category: Personal Finance   Tags:
6

PSA: Monoprice.com Possibly Hacked; Credit Card Data Stolen?

http://www.mymoneyblog.com

Although relatively new, Monoprice.com has quickly become a very popular place to buy cheap but high quality audio/video cables and adapters online. I recommended shopping there if you’re trying to connect your laptop to your TV (and maybe drop your cable subscription?). I’ve probably bought from them five times in the last year, and I don’t even shop online that much.

 
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AAPLwatch's picture
Created by AAPLwatch 16 hours 59 min ago – Made popular 15 hours 39 min ago
Category: Personal Finance   Tags:
5

New PineCone Research Application Link (Paid Surveys)

http://www.mymoneyblog.com

Here is an updated application link at Pinecone Research, which is again accepting new members. (May expire at any time, so apply now if you’re interested!) Looks open to all, but only one person per household can sign up. Link via Realm of Prosperity.

 
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Pittstrader's picture
Created by Pittstrader 16 hours 48 min ago – Made popular 16 hours 2 min ago
Category: Personal Finance   Tags:
1

How and Why to Diversify Your Income

http://www.fivecentnickel.com

Time and again we hear that investment diversification is a must, and rightly so. Diversifying investments – by investing in a variety of different types of index funds and/or ETFs, for example – is a wise strategy for reducing risk.

 
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troublerest's picture
Created by troublerest 16 hours 47 min ago – Made popular 16 hours 38 min ago
Category: Personal Finance   Tags:
1

Five Things You Need to Know about Social Security

http://www.freemoneyfinance.com

Kiplinger lists five things you need to know about Social Security as follows:

1. Patience pays off. The longer you wait, the bigger the check.

2. Marriage has its perks. Couples have the most flexibility.

 
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wantCHANG's picture
Created by wantCHANG 16 hours 50 min ago – Made popular 16 hours 38 min ago
Category: Personal Finance   Tags:
1

Resisting the Time Suck

http://www.getrichslowly.org

This post is from GRS staff writer April Dykman.

I usually have an idea of what I want to accomplish once I get home from work. It goes something like this:

 
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merrygoround's picture
Created by merrygoround 16 hours 42 min ago – Made popular 16 hours 39 min ago
Category: Personal Finance   Tags:
4

Earn $200k More by Waiting to Take Social Security Benefits

http://www.freemoneyfinance.com

CBS MoneyWatch weighs in on when to take Social Security benefits. Here's a summary of their thoughts:

Today, most people who qualify for Social Security are eager to get their hands on a check as soon as possible. A full 70 percent of recipients sign up for Social Security between age 62 and the normal full retirement age, which is between 65 and 67, depending on the year you were born.

 
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TakeNoChance's picture
Created by TakeNoChance 1 day 5 hours ago – Made popular 1 day 4 hours ago
Category: Personal Finance   Tags:
4

Best Places to Invest for Retirement

http://www.fivecentnickel.com

A reader named KC recently wrote in with a question about investing for retirement:

I’m 28 years old with a wife and a six month old baby. We’ve always been money-conscious, but would really like to focus our efforts. We both have Roth IRAs, but are not satisfied with them. They are heavily loaded, and we weren’t that familiar with them when we were advised to set them up. My question is where you would recommend I go for a long-term investing vehicle? I always hear to go with no-load mutual funds but would like your opinion.

 
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wantCHANG's picture
Created by wantCHANG 1 day 5 hours ago – Made popular 1 day 5 hours ago
Category: Personal Finance   Tags:
2

Help a Reader: How to Leave a Job

http://www.freemoneyfinance.com

Here's an email I received from a reader earlier today:

 
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troublerest's picture
Created by troublerest 1 day 5 hours ago – Made popular 1 day 5 hours ago
Category: Personal Finance   Tags:
1

Children and Excess

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My two children are extremely blessed in many ways. Perhaps their greatest blessing is that they’ve surrounded by a family that loves them dearly and truly cares about their future in a deep, fundamental way – and I’m not merely talking about myself. I’m talking about their grandparents, their aunts and uncles, even some of their cousins. They are surrounded by a cadre of people who love them, care for them, and truly want them to have a wonderful life.

 
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Whip123's picture
Created by Whip123 1 day 6 hours ago – Made popular 1 day 5 hours ago
Category: Personal Finance   Tags:
1

Check Your Federal Tax Refund Status

http://www.getrichslowly.org

For years, I loved to get a tax refund. In fact, it seemed the only way I could save was by having extra withheld from my paycheck so that I’d get a big refund at the end of the year. Using this method, I was able to buy a new computer, a new bike, and all sorts of other toys. (But, of course, I was never smart enough to use the money to pay down debt.)

 
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9876swing's picture
Created by 9876swing 1 day 5 hours ago – Made popular 1 day 5 hours ago
Category: Personal Finance   Tags:
3

The Hidden Cost of Spending While In Debt

http://www.getrichslowly.org

This article is by staff writer Adam Baker, who recently released an 83-page guide entitled Unautomate Your Finances.

Courtney and I are big fans of what we call “mental filters”. These are simple little tips and tricks that we can use to increase our financial awareness. (J.D. likes to call these tips and tricks money hacks.)

 
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TakeNoChance's picture
Created by TakeNoChance 1 day 12 hours ago – Made popular 1 day 11 hours ago
Category: Personal Finance   Tags:
2

The Simple Dollar Weekly Roundup: Single Weekend Edition

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A weird sequence of events has caused me to find myself all alone over the coming weekend. My wife is visiting her sister, while my two children are visiting their grandparents. This leaves me with two full days without any real responsibilities.

Of course, me being me, I already have a long list of stuff to do – things that simply require some focused hours and are difficult to do when the family is around. Five years ago, I would have been headed to the golf course or to Prairie Meadows. Times change, I guess.

 
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NoFear's picture
Created by NoFear 1 day 12 hours ago – Made popular 1 day 11 hours ago
Category: Personal Finance   Tags:
1

Four Good Ways to Maintain Good Savings Habits After the Recession

http://www.fivecentnickel.com

This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive.

Many people got religion about saving money during the recent recession. This reversed a trend of steadily climbing U.S. debt burdens–or is it just a temporary pause in that trend?

 
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Institution1's picture
Created by Institution1 1 day 12 hours ago – Made popular 1 day 12 hours ago
Category: Personal Finance   Tags:
2

E-File Your Federal Tax Return Extension For Free

http://www.mymoneyblog.com

April 15th is only a month away, and you haven’t started your taxes yet. Time to file an extension! The IRS automatically grants a 6-month extension to anyone who asks. Asking a search engine will often direct you towards websites like FileLater.com that charge upwards of $20 to file the form, but here are two ways that anybody can e-File for free. Apparently, the only thing keeping these sites in business is lack of education!

 
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Ps1stTrade's picture
Created by Ps1stTrade 1 day 18 hours ago – Made popular 1 day 17 hours ago
Category: Personal Finance   Tags:
6

Weddings Cost Much More than You Imagine

http://www.freemoneyfinance.com

The Wall Street Journal says that weddings are much more expensive than people think, stating the following:

Your $18,000 wedding? It may really end up costing you between $90,000 and $200,000.

That's because the biggest cost of every dollar you spend is invisible. It's all the money you'd accumulate if you saved it instead. Over long periods, this cost dwarfs the mere sticker price, often by a factor of several times.

 
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merrygoround's picture
Created by merrygoround 2 days 1 hour ago – Made popular 2 days 39 min ago
Category: Personal Finance   Tags:
3

Free Priority Club 300 Points

http://feedproxy.google.com

Here's a 5 question survery to earn an extra 300 Priority Club Point points @ http://usa-survey.priorityclub.com/mwpvwj . After answering the questions the points were immediately added to my account.

Found via slickdeals.


 
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dowfollower's picture
Created by dowfollower 2 days 3 hours ago – Made popular 2 days 2 hours ago
Category: Personal Finance   Tags: